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America: Freedom to fascism-9/11

America: Freedom to Fascism (also America: From Freedom to Fascism or (per the title card) America: Freedom to Fascism Volume One) is a 2006 film by Aaron Russo. It was exhibited in theaters in select US cities.[1] This documentary covers many subjects, including: the Internal Revenue Service (IRS), the income tax, Federal Reserve System, national ID cards (REAL ID Act), human-implanted RFID tags (Spychips), Diebold electronic voting machines,[2] globalization, Big Brother, taser weapons abuse,[3] and the alleged use of terrorism by government as a means to diminish the citizens’ rights. Some of the premises of the film include: The Federal Reserve System is unconstitutional and has maxed out the national debt and bankrupted the United States government. Federal income taxes were imposed in response to, or as part of, the plan implementing the Federal Reserve System. Federal income taxes are unconstitutional or otherwise legally invalid. The use of the Federal income tax to counter the economic effects of the Federal Reserve System is futile. The film’s claims about the illegality of the income tax in the United States have been critiqued as factually dubious by some reviewers.[4] The film has, however, developed a cult following

America: Freedom to Fascism (also America: From Freedom to Fascism or (per the title card) America: Freedom to Fascism Volume One) is a 2006 film by Aaron Russo. It was exhibited in theaters in select US cities.[1] This documentary covers many subjects, including: the Internal Revenue Service (IRS), the income tax, Federal Reserve System, national ID cards (REAL ID Act), human-implanted RFID tags (Spychips), Diebold electronic voting machines,[2] globalization, Big Brother, taser weapons abuse,[3] and the alleged use of terrorism by government as a means to diminish the citizens’ rights. Some of the premises of the film include: The Federal Reserve System is unconstitutional and has maxed out the national debt and bankrupted the United States government. Federal income taxes were imposed in response to, or as part of, the plan implementing the Federal Reserve System. Federal income taxes are unconstitutional or otherwise legally invalid. The use of the Federal income tax to counter the economic effects of the Federal Reserve System is futile. The film’s claims about the illegality of the income tax in the United States have been critiqued as factually dubious by some reviewers.[4] The film has, however, developed a cult following
Video Rating: 5 / 5

The Illegal Income Tax

Watched Freedom to Fascism. Amazing! I give my listers a 10 minute thumbnail sketch of the segment dealing with the income tax. Watch it for FREE here: www.freedomtofascism.com

This Center for Freedom and Prosperity Foundation video explains why a value-added tax would be a dangerous money machine for big government. The evidence from Europe also shows that VATs actually lead to higher income taxes. www.freedomandprosperity.org
Video Rating: 4 / 5

Building vs. Renting: What’s Best for My Business?

Many businesses grapple with the decision of whether to find several Minneapolis general contractors and build a space, or to simply rent an office. The decision will largely depend on the stability of the specific business, the current and future needs and the business’ financial state.

Primary Advantages for Building Commercial Space

Having the stability of ownership is a major benefit for companies looking to buy commercial real estate. You can partner with a reliable Minneapolis general contracting firm to build the office of your dreams and have it for years to come. Additionally, there are no lease terms, meaning you won’t have to renegotiate or pick up and possibly move every few years as a renter would. You can establish yourself in the business community and make a name for yourself.

Financial Benefits to Building

One of the most obvious benefits to buying office space is the fact that the building is an investment. Partnering with the right commercial construction company that can build a beautiful and functional space can pay off in the long run. Depending on market conditions, you may also be able to make a return on your investment when it’s time to sell. Additionally, if you need to move on but don’t want to sell your property, you can rent it out to another company and draw additional income.

The government gives buyers tax breaks for interest, depreciation and property tax deductions, which is another added benefit to buying instead of renting commercial real estate. Additionally, sometimes there are added tax credits for first-time buyers.

Like other areas around the country, the Minneapolis commercial construction sector has plenty to offer businesses looking to increase their property portfolio options. Investing in commercial real estate is a great way to diversify your portfolio.

Disadvantages to Building a Commercial Property

The closing costs for buying commercial real estate can be sky high, and for a business not financially stable that can be a big problem. Similarly, for a business not fully prepared to buy, property taxes can prove burdensome. It is important to ensure that your company is fully capable of handling all of the costs associated with buying.

Financial Benefits to Renting

Although you aren’t building equity in your leased space, there is also some financial benefit to renting. If something goes wrong in your building, you won’t have to foot the bill for calling a general contracting company to come out and make repairs, which could be costly.

Additionally, you won’t have to pay property taxes or city assessments, which can be a financial burden to companies that aren’t fully established. Perhaps one of the most evident benefits to renting is that your company isn’t subject to the whims of the financial and housing markets. A market crash can send your property values plummeting, and as a renter, you won’t have to worry about losing an investment.

Additional Benefits for Renters

With so many options available in commercial construction, it can be difficult for a business to definitively settle on a particular location. Another advantage to renting is the freedom that it allows. If after several years at one property, your business decides to move, it is much easier to do so as a renter.

Disadvantages to Renting

While renting does have some benefits, one major drawback is the lack of control you’ll have over your property. You are only assured of the space for the term of your lease, and, even if you re-sign your lease, your rate could go up significantly.

Startup costs to renting can sometimes be equally expensive. Deposits typically include first and last month’s rent, paid up front and your landlord has the right to increase rent at any time, so there is not much control in that area of finances either.

For those grappling with this decision, it will largely depend on factors like how current stability of the business, it’s needs and desires, as well as it’s financial capabilities. Ultimately, these factors will determine the outcome of whether or not finding some Minneapolis general contractors is the right choice for you.

For more information regarding Minneapolis general contractors, please visit Morcon.com

Article from articlesbase.com

Q&A: Should the Philippines look at Japan as a role-model in terms of economy?

Question by McDooo: Should the Philippines look at Japan as a role-model in terms of economy?
In Japan:

> free and open national and local elections which are very competitive across several parties, ruling party provides prime minister in the Diet.

> national health care, full coverage at $ 125 per month (upper middle class income level compared to US), no rejections.

> 3%-5% unemployment ongoing, during most recent US-caused recession maximum at 5.6%:
http://www.tradingeconomics.com/Economics/Unemployment-rate.aspx?symbol=JPY

> under 10% personal income taxes (mine are 6%, above-average income level)

> 40% corporate income taxes

> 22,000 licensed lawyers as a cap with little to nothing to do (0.01% of population) (while US 1,200,000 lawyers or 0.4% of population) – people solve their own problems rather than working-class leeching courts.

> public transportation provided at no charge to all workers – paid by employing companies (PLUS – I have never needed nor wanted an automobile, and instead save ALL the plethora associated costs, taxes, and fees)

> oligopolized, inter-cooperative banks operating under missions “to benefit society” rather than “to earn profit” (no working class gouging ATM fees) (no checking accounts to gouge workers) (low interest and generous forbearance)

> setting 10% product price mark-up typically across-the-board by sellers (voluntary based on honor and missions “to benefit society”), heedless of fluctuations in demand – effectively discourages consumer price gouging.

> subsidized staple food products to the end consumer, regulating ongoing fair pricing.

> no abusive sin taxes (cigarettes at ~$ 3 a pack since 1997, exact same brand price at ALL vendors).

> most equitable wage distribution in the world ([a] of course extracts threat of executive thievery/ [b] worst is the US and UK) (executives earn double staff salaries across the board)

> lowest crime rate in the world (due to no rich class oppression) (AND only 1.8 police per 1000 people vs. 2.85 per 1000 in the US)

> even the very, very few homeless in Japan WILL NOT beg – perfectly debunks vacuous accusations that socialism creates dependency, and rather displays that socialism heightens personal honor.

> free to carry a beer into a theater or onto a train (just threw that in to exhibit daily freedom from fascist abuse) (Why can we do this? We can because (1) law books are logical rather than oversize for working class thievery, and (2) competition is not a forced philosophy here.)

> $ 28 trillion in national savings ($ 13 trillion of which held by households):
http://www.breitbart.com/article.php?id=D8UM6BU00&show_article=1&catnum=0

“As far as government debt is concerned, we should not worry about it for at least another three to four years. Accumulated government debt is very large, close to 190% of GDP, but the financial wealth of the Japanese household is 300% of GDP in gross terms. Even in net terms it is around 240%, so we still have room to finance government debt… The Japanese purchase 94% of Japanese government debt, so this is not an unhealthy situation at all. It is much healthier than the United States situation where close to 70% is being purchased by foreigners. However, the Japanese savings ratio has come down; it is below 5%, and the amount of government debt is increasing much more rapidly than savings, so we cannot have this kind of situation for long. Maybe within the next five to ten years we need to have fiscal consolidation. Within the next five to ten years we should raise the consumption tax.”
– Mr. Eisuke Sakakibara (a.k.a. “Mr. Yen”) / Former Japan Minister of Finance / July 2010 ]
P.S: I’m a Filipino working in Japan and I’m proud to be Pinoy.
@flipperr

You see, Japan is an export country. Everything here in the Philippines are mostly Japanese.

Playstation = Japanese
Toyota = Japanese
7 Eleven = Japanese
Anime = Japanese
The underpass at Makati = Japanese
MRT = Japanese

I wish we Filipinos would do the same thing as the Japanese, rather than hanging out with (foreign) dirty old men.
@ragdefender

True China is the 2nd largest economy in the world behind U.S.A and in front of Japan. But in reality, the workers in China are overworked and underpaid. But in Japan, the people there have a higher standard of living compared to people living in China.

Best answer:

Answer by flipperr
Gee! An Asian economy that actually works. Too bad Filipinos didn’t think of having this type of economy 35-40 years ago like the Japanese did.

Tanga!!!!!

Know better? Leave your own answer in the comments!

The Obama Adminstration 2010 Vs. George Orwelll’s “1984”

I cannot help feeling that the Obama administration, and the entire American political class,  has some frightening similarities to the dysfunctional and totalitarian government that George Orwell foresaw in his classic novel, “1984.” The loss of freedom, the frightening rise in power by the ruling political class, the declining quality of life for ordinary citizens, the manipulation and spin doctoring of reality,  etc. are very similar to the storyline in “1984.”

Consider some George Orwell quotes, most of which come from the novel, and recent news accounts and events:

Orwell Quote: “The propagandist’s purpose is to make one set of people forget that certain other sets of people are human.”
Obama Administration: During the lead up to and after the passage of Obama’s health care reform legislation, the President allowed members of his party to dehumanize those that had honest problems and issues with the legislation. Consider the slander:

Speaker of the House Nancy Pelosi called those citizens opposed to Obama Care “un-American.”
Florida Congressman Alan Grayson called those citizens opposed to Obama Care “knuckle dragging Neanderthals.”
New York Congressman Charles Rangel likened those that opposed Obama Care to the real racists that opposed the early civil rights movement.
Texas Congresswoman Shelia Jackson Lee also likened those opposed to Obama Care to the racists of the 1950s and 1960s.
Alan Grayson stated that all Tea Party members were wearing white sheets 25 years ago, an obvious referral to the racist Ku Klux Klan movement.

Rather than celebrating diversity of opinion and debating the issues, the President allowed his henchman and women to bad mouth and slander those Americans for having a different opinion. Rather than acting Presidential and bringing people together by ending the name calling, the President became nothing more than the propagandist that Orwell talks about.

Orwell Quote: “War is a way of shattering to pieces or pouring into the stratosphere or sinking in the depths of the seas, materials which might otherwise be used to make the masses too comfortable, and hence, in the long run, too intelligent.”
Obama Administration: Although this problem existed long before the President came into office, he has done nothing to counter what Eisenhower called the military-industrial complex. The United States, by far, is the biggest investor into military resources, by any measure you chose, in the entire world. We have troops stationed all over the world, defending interests and property that no longer need to be defended. Why do we have tens of thousands of troops in Europe? The Iron Curtain is down, communism has been defeated but still, we waste taxpayer money stationing troops there. Why do we have almost 30,000 troops in South Korea? They have one of the strongest economies in the world, let South Korea defend itself. Why do we have tens of thousands of troops in Japan? They are unlikely to attack Pearl Harbor again and these troops would be useless against any aggressive move by the massive Chinese army. Why do we not reorient these resources from defense to tax reductions and helping ordinary American citizens? According to Orwell, that would make the masses more comfortable and intelligent, two aspects that the political class would see as a threat to their own power.

Orwell Quote: “War is peace. Freedom is slavery. Ignorance is strength.”
Obama Administration: Shortly after coming into power, the Obama administration decided to change the language when describing Islamic terrorism. His administration went on a journey to purge Bush era terms like “war on terrorism,”  “radical Islam,” “jihadist,” and Islamic terrorism” from all government publications, speeches, testimonies, etc. For example, rather than talk about “Islamic terrorism,” the administration wants everyone to talk about “violent extremism.”

Thus, it appears that Obama is trying to do the same word games that the government did in “1984.” By controling language, you can control the situation. The problem with such an approach is while it may give those in power more control over the debate of a specific issue, it obscures the true reality of the situation. If you do not understand the reality of an issue, the chances of successfully solving that issue are minimized. How can you argue against war if it has the same meaning as peace? How can you solve the problem of Islamic terrorism if you deny that it exists? Obama’s attempt to control the language will put us further away from understanding the root cause of the Islamic fanaticism and how to defend against it.

The further problem with this language gambit is that it has not worked. According to an October, 14, 2010 Yahoo News article, several studies are now showing that changing the language is not solving any problems. A study by the Brookings Institution in Washington found that between May, 2009 and May, 2010, the number of Middle Eastern Arabs expressing optimism in Obama’s approach toward their region dropped from 51% to 16% with those becoming discouraged with the President rising from 15% to 63%. A Pew Reserach Center study shows that in August, 2010, fewer Americans held a favorable view of Islam, 30%, than during the Bush administration (41%). The Pew study also found that more Americans (35%) say Islam encourages violence more than other religions, up from 25% in 2002.

Thus, not only is this process of muddying the waters of language a bad way to solve problems, these two studies show that Obama’s purging of our government’s vocabulary is not working, either domestically or abroad from an attitude perspective.

Orwell Quote: “And if all others accepted the lie which the Party imposed – if all records told the same tale – then the lie passed into history and became truth. ‘Who controls the past controls the future. Who controls the present, controls the past'”
Obama Administration: three examples here where the administration has tried to control and suppress information and perpetuate the lie in order to advance its own agenda. If you can suppress contrary views, you can control the past, the present and the future that the political class wants.

The first example was from early in the Obama administration. EPA engineer, Alan Carlin, researched and then wrote a 98 page report that challenged some of the assumptions and predicted outcomes regarding global warming that were at odds with what the Obama administration wanted to hear. Mr. Carlin has an undergraduate degree in physics from Cal Tech and a PhD in economics from MIT so that he is not an uneducated scientist. However, he was told to suppress his findings and not communicate them to anyone outside of the agency. Rather than discuss his findings publicly and have a scientific debate over his conclusions, the political class, in this case the Obama administration, decided to suppress the analysis and possibly perpetuate the potential lie of global warming. In all of the news reports I saw in this matter, no one was questioning Mr. Carlin’s methodology, analysis, etc., it was purely a political suppression of information, something that Orwell would have been proud of. By suppressing information like this, the political class can control the debate and any kind of control is not good in a democratic society since it usually does not help arrive at the right solution for a problem. Is the administration tyring to pass the lie into history and make global warming the truth, contrary to a scientific conclusion that it was not the truth?

The EPA report suppression is not the only instance where the Obama administration tried to suppress information. A soldier at Fort Hood who videotaped the killing spree by Major Nidal Hasan was told by his commanding officer to delete the video. The soldier testified that a non-commissioned officer, acting on orders from an officer, was told to delete the video the same day of the shooting. Now why would anyone want to delete a videotaping of a live crime, wouldn’t it be a great piece of evidence at the trial of the shooter? Is the Obama administration trying to control the situation by controlling the information? No reason for that video to have been destroyed unless someone, somewhere high up the chain of command did not want to lose control of the situation, even if justice was not served in the process.

Finally, consider an Associated Press report that appeared on October 6, 2010. According to the article and a finding by the commission appointed by the President to investigate the Gulf oil spill disaster, the Obama White House deliberately blocked efforts by government scientists to tell the public just how bad the oil spill could become. The article also reported that other missteps and incompetence were also suppressed by the Administration.

According to the article, the commission’s documents “show that the White House was directly involved in controlling the message as it struggled to convey that it, not BP, was in charge of responding…” There is that pesky word again, controlling. Control the information and you can control the lie, control the lie and history will turn that lie into the truth. If the Obama administration focused more on the oil spill and the root cause of the Fort Hood shooting and the reality that global warming might be a piece of fiction, and less on controlling the lie, the country might be better off, even if the political class was worse off.

Orwell Quote: “The most effective way to destroy people is to deny and obliterate their own understanding of their history.”
Obama Administration: Consider an October 20, 2010 article from the Heritage Foundation that covered a speech that the President recently gave in Rockville, Maryland. In that speech he quoted from the Declaration of Independence: “We hold these truths to be self-evident, that all men are created equal, that each of us are endowed with certain unalienable rights, that among these are life, liberty, and the pursuit of happiness.”  Sounds harmless enough, right? Celebrating our heritage. But look closely, he did not “exactly” quote the Declaration of Independence. The accurate quote reads as follows: We hold these truths to be self evident, that all men are created equal, that they are endowed by their Creator with certain unalienable rights, that among these are life, liberty, and the pursuit of happiness.”

According to the article, the President omitted the exact same phrase from two other recent speeches, the Congressional Hispanic Caucus Institute’s 33rd Annual Awards Gala and at a New York City fundraiser. Once is an oversight, three times inside of a month is a trend. Sounds very Orwellian to me, “to deny and obliterate their own understanding of their history.” Denying the words “By Their Creator” may run contrary to the President’s beliefs but it is our history. It all gets back to the examples above, the political class is constantly trying to control history, the lie, the information flow, and the decision process, all of which are detrimental to freedom.

Orwell Quote: “There was no way of knowing whether you were being watched at any given moment. How often, or on what system, the Thought Police plugged in on any individual wire was guesswork. It was even conceivable that they watched everybody all the time. But at any rate they could plug in your wire whenever they wanted to. You had to live – did live, from habit that became instinct – in the assumption that every sound you made was overheard, and, except in darkness, every movement scrutinized.”
Obama Administration: Very simple analogy here, ” the Patriot Act.” Passed during the Bush Administrating and rubber stamped renewed under the Obama administration we are rapidly approaching this Orwellian world of surveillance. The scary thing is that Orwell probably did not imagine how many ways this quote could come true today. From getting access to our library records, tapping our phones, tracking our movements via our cell phone signal, monitoring our emails, observing our social network activity, watching us via thousands and thousands of public video cameras to easy to get warrants and wire taps, the pervasive intrusion into our lives by the political class is the Orwellian nightmare we face today, a reality not conducive to freedom at all.

Orwell Quote: “Political language… is designed to make lies sound truthful and murder respectable, and to give an appearance of solidity to pure wind.”
Obama Administration: the best example of Obama Orwellian thinking under this quote is the failed economic stimulus plan that Obama and the Democrats passed. The original purpose of the stimulus plan was to create jobs. When the stimulus money started to get spent but very few jobs were created, the Obama administration changed gears and stated the economic stimulus package was to both create AND save jobs. However, when not many jobs were created AND saved, the administration came up with the term like jobs “affected” or “touched” by the economic stimulus package. Thus, if the first definition does not work, try a second definition and a third definition, etc., anything to give an appearance of solidity to pure wind. In this case, the pure wind is the utter failure of the stimulus package to create solid jobs.

Orwell Quote: “Doublethink means the power of holding two contradictory beliefs in one’s mind simultaneously, and accepting both of them.”
Obama Administration: The best example here is the whole problem of illegal immigration and the immigration law passed this summer by Arizona, a law that was patterned after the existing Federal law regarding illegal immigration. The Obama administration has gone to court in an attempt to overturn a law that a state wants to use to return illegal immigrants to their respective countries, hopefully improving the living conditions of the state’s citizens. At the same time, the Obama administration has been returning record numbers of illegal immigrants to their respective countries and has beefed up security along the Mexico/U.S. border. Sounds like Doublethink to me: from the Obama administrationn perspective, we will vilify the Arizona law for doing the same thing we are doing at the Federal level, i.e. returning illegal immigrants to their countries. Doing the same think but holding one effort as bad but the other effort as good.

Orwell Quote: “Never again will you be capable of ordinary human feeling. Everything will be dead inside you. Never again will you be capable of love, or friendship, or joy of living, or laughter, or curiosity, or courage, or integrity. You will be hollow. We shall squeeze you empty and then we shall fill you with ourselves.”
Obama Administration: This quote response is not just via the Obama administration but by the whole American political class. Right now, the politicians in this country control a large part of our retirement financials via Social Security, they control our retirement health care via Medicare, they control our personal wealth and income via dozens and dozens of government taxes and fees, they control the education of our kids via public schooling, they control a larger portion of our pre-retirement medical care via Obama Care, they control who we eventually get to vote for (via gerrymandering of Congressional districts, controlling of campaign financing sources, using taxpayer money to fund earmarks which are just campaign finance tools, etc.), they control and criminalize what substances we put into our bodies, they belittle us for daring to have a difference of opinion, and they control who gets certain rights based on sexual orientation. They use these forms of control to drain us of our individuality in order to make us more controllable and reliant on their needs and desires. Orwell nailed this one right on the nose when describing life under our political class in American today.

Very scary stuff. As Orwell predicted, the United States and other democracies around the world are at risk of failing not because of some outside agency or foe but by the devious and dishonest manipulations of truth and the ever increasing control by our own political class. That is why every election now becomes so critical if we are to turn back our march towards “1984” and again become a free country, of the people by the people and for the people.

We no longer can allow the political class to control the debate, control the language and control our lives. That is why many changes need to be implemented as soon as possible:

Reduce government’s size by 10% a year for the next five years.
Review and amend the Patriot Act to make it more freedom and liberty friendly.
Stop gerrymandering Congressional districts to level the playing field between incumbents and new political candidates.
Implement term limits to eliminate politics as a career opportunity.
Bring home almost all of our foreign deployed troops and begin downsizing the military-industrial complex.
Start reducing the deficit and the debt grip politicians will hold over us for decades to come.
Repeal Obama Care and fix the health care crisis the right way, not the controlling political class way.

So much work to do and so little time to do it before Orwell proves himself right. We are living George Orwell’s “1984” and it is disguised as Obama’s 2010 agenda. Stop the madness, stop the doublespeak, stop the lies.

Walter “Bruno” Korschek is the author of the book, “Love My Country, Loathe My Government. – Fifty First Steps To Restoring Our Freedom and Destroying The American Political Class,” which is available at www.loathemygovernment.com and online at Amazon and Barnes & Noble. Our daily dialog on freedom in American can be joined at www.loathemygovernment.blogspot.,com.

Article from articlesbase.com

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You don’t have to pay Federal Income Tax?

dariobusch.com YOU DONT HAVE TO PAY FEDERAL INCOME TAX BECAUSE THERE IS NO LAW THAT SAYS YOU HAVE TO. With Aarons permision, here is a quick edit (under 10 minutes) that covers the principals of america freedom to facism tax cut federal reserve irs nwo amero nau cfr war. Tags america freedom to facism tax cut federal reserve irs nwo amero nau cfr war dario busch wisdom community advice dating personals random video blog

America: Freedom to Fascism (also America: From Freedom to Fascism or (per the title card) America: Freedom to Fascism Volume One) is a 2006 film by Aaron Russo. It was exhibited in theaters in select US cities.[1] This documentary covers many subjects, including: the Internal Revenue Service (IRS), the income tax, Federal Reserve System, national ID cards (REAL ID Act), human-implanted RFID tags (Spychips), Diebold electronic voting machines,[2] globalization, Big Brother, taser weapons abuse,[3] and the alleged use of terrorism by government as a means to diminish the citizens’ rights. Some of the premises of the film include: The Federal Reserve System is unconstitutional and has maxed out the national debt and bankrupted the United States government. Federal income taxes were imposed in response to, or as part of, the plan implementing the Federal Reserve System. Federal income taxes are unconstitutional or otherwise legally invalid. The use of the Federal income tax to counter the economic effects of the Federal Reserve System is futile. The film’s claims about the illegality of the income tax in the United States have been critiqued as factually dubious by some reviewers.[4] The film has, however, developed a cult following
Video Rating: 5 / 5

Prevent Serious Debt Problems by Taking Action Now

Prevent Serious Debt Problems by Taking Action Now












Bills.com logo


San Mateo, Calif. (Vocus) July 15, 2009

With the U.S. economy reeling from recession, more people are struggling with severe debt, but according to Ethan Ewing, president of free online consumer portal Bills.com, individuals and families can take steps to prevent severe financial hardship.

The economic recession has left 8 million Americans unemployed and 79 million people struggling to pay medical debt. Over time, the top three causes of serious debt hardship are unexpected medical expenses, divorce and job loss.

    A 2005 Harvard study found that medical bills account for half of all personal bankruptcies.
    Among couples with children, 19 percent of mothers fall into poverty in the year after a divorce.
    As U.S. unemployment rates approach 10 percent, millions of Americans face the financial pressures of joblessness.

Other causes of significant debt problems run the gamut and can include everything from education to gambling, Ewing said. “While gaining a college education is a valuable investment, it is a painful reality that average graduates start adult life with education debt of more than $ 22,000,” he said. “In the betting arena, the New York Times reported that the average problem gambler had debt of $ 17,000 in 2004 — on an average income of $ 35,000.”

While individuals cannot always eliminate unexpected occurrences, Ewing suggested individuals take certain steps to minimize the risk of severe debt:

1.    Plan ahead with insurance. Before a medical situation arises, if possible, secure the best health insurance available. Seek out a high lifetime maximum and high-coverage percentage after deductible. One costly illness can quickly run through a $ 1 million maximum.

2.    Think of alternatives. A college education is a worthy investment, but how a student obtains it can vary significantly. Many students can cut costs by living at home while attending school, or attending an affordable community college for two years, then transferring to a more prestigious four-year institution.

3.    Rescale lifestyle. Even those who anticipate that they will soon recover from a financial blow such as a medical incident, divorce or job loss should immediately rescale their lifestyle to live within their current means. “Do not run up unnecessary debt by planning on tomorrow’s income to repay it,” Ewing cautioned.

4.    Face the facts. People who face mounting debts, such as from a serious illness or injury that runs up hospital bills or leaves them without income, should collect all their bills to learn exactly how much they owe. Then ask each creditor about options for repayment.

5.    Pay critical bills first. The most important payment to make is a mortgage. “If you fall behind on this bill, you could lose your home,” Ewing said. “After the mortgage payment, prioritize other secured debt, such as an auto loan, and then credit card bills and other unsecured debt.”

6.    Eliminate dangerous habits. “Individuals who sense they have a problem with gambling or other addictions must take a hard look in the mirror and realize their ‘entertainment’ could ruin them,” Ewing warned. Ask a doctor or call the state for resources to help resolve what could be a serious personal problem. And if you have a good friend or family member who has gambling debts spiraling out of control, be a true friend, and step up and talk to them about it.

7.    Choose debt help carefully. For those who are unable to resolve their situation directly with creditors, and who need professional help to negotiate on their behalf, Ewing advised: “Be sure you are working with a reputable debt settlement service that works as an advocate for consumers – vs. a company that may receive its funding from creditors,” Ewing said. Obligations of each party should be clearly spelled out from the beginning, with no hidden terms or fees.

“Struggling with tens of thousands of dollars of debt can be a frightening experience,” Ewing said. “If you cannot manage debt or other problems on your own, consider seeking out help. Whatever means you choose to move out of debt and forward in life, know that you are not alone, and with time and effort, the future can be brighter.”

About Bills.com

Based in San Mateo, Calif., Bills.com is a free one-stop portal where consumers can educate themselves about complex personal finance issues and comparison shop for products and services including credit cards, debt consolidation, insurance, mortgages and other loans. Bills.com holds the No. 257 spot on the Inc. 500 list for 2008, and the No. 3 spot on Entrepreneur Magazine’s Hot 100 list of the fastest-growing U.S. companies.

Bills.com and its sister companies, Freedom Debt Relief and Freedom Tax Relief, are wholly owned subsidiaries of Freedom Financial Network, LLC. The company has served more than 50,000 customers nationwide since 2002 while managing more than $ 1 billion in consumer debt. Its RSS feed is available here.

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Related Income Tax Vs Freedom Press Releases

Tax Freedom Day in Canada

On Saturday, June 6 Canadians will celebrate Tax Freedom Day. This light-hearted music video points out the many types of taxes Canadians pay and how long they work to pay their total tax bill.
Video Rating: 4 / 5

This video is for educational purposes only. Attorney, Tom Cryer, won a unanimous NOT GUILTY verdict in federal district court defeating the IRS’s claim that Tom “willfully” failed to file federal income tax returns. Tom refused to file tax returns because the IRS could not show him any law making him liable for ‘filing’ a tax return.
Video Rating: 4 / 5

Latest Income Tax Vs Freedom News

Presidential panel offers 2nd proposal on federal pay freeze
Updated 1:39 p.m. ET Federal employees would take a hit, along with many other parts of the government, under a plan released Wednesday by a presidential commission charged with getting the nation’s finances in order. The plan would freeze pay for federal workers for three years and cut the workf…
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First Thoughts: All eyes on Bowles, Simpson
With a bipartisan summit working on the Bush tax cuts and with the repeal of “Don’t Ask, Don’t Tell” now in the Senate’s hands, the political world turns its attention to the deficit commission.
Read more on MSNBC

‘Fight like a man’: Dominatrix to Harper
Ontario’s prostitution laws will remain in effect so that lawyers can mount an appeal of a landmark ruling that essentially decriminalized prostitution.
Read more on CTV Toronto

America:Freedom to Fascism

Aaron Russo’s final film is his warning to the world about the evolution of the United States of America into a fascist state. Starting with his discovery of the unlawfulness of the income tax, Aaron covers the elite class crimes against the common culture and warns against the potential slave state future.
Video Rating: 4 / 5