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What’s more important to Democrats, protecting our national security or passing Obamacare?

Question by : What’s more important to Democrats, protecting our national security or passing Obamacare?
Considering the fact that Obama has stated that our homeland security system is broken and needs to be fixed, how much time and energy have Democrats spent on this issue?

How much time have they focused on healthcare?

Which is more important??
a) Obamacare
b) National Security

Best answer:

Answer by 2010 year of tax increases
A – Obamacare

What do you think? Answer below!

Loan Modification Programs in Minnesota: What’s the Big Deal about Owning a Home?

For most people buying a home is one of the four or five biggest decisions they make in a lifetime. Most people long to have a place of their own that they can call home and feel secure there.  I’m sure you would like to have the freedom to choose how it looks and develops. If it actually belongs to you it is without a doubt, a status symbol. It is a sign of achievement.  On a more practical level you want to own something that has value and that can grow in value as the years go by. It is an investment. It is security for your old age, when you can no longer work as well as something to leave your children.  When you own something of the value of a house, you can even use it as collateral should a serious emergency arise.  Should someone in your family, for instance, need expensive surgery, you could raise a loan on the value of the property to help you over the crisis.

What financial demands will be made of you?  Are there any hidden costs that you cannot now foresee?  You can approach several Realtors to discover the basic things like interest, taxes and utilities.  But there are ‘hidden costs’. You need to find out from family and friends what they are. They mostly involve upkeep and repairs and can amount to quite a substantial sum over the years.  Even just cleaning and day to day upkeep can be considerably more than you spent, for instance, in your rented apartment.  Most financial arrangements for buying a house involve many years – perhaps thirty – and you have to calculate into your budget how much your family is likely to increase and how stable your income is and whether it will grow over time to keep up with additional expenses.

When you buy a property, unless you are one of the few fortunate ones who can pay cash, you will most likely buy with a home loan, called a mortgage bond. A first time home buyer should usually be prepared to put down a payment of from 3% to 20% of the price. This depends on what kind of loan you get and how good your credit rating is. Occasionally loans are available from some banks to qualifying applicants with no deposit.  Your monthly repayments are usually about 0.75% to 1.15% of the purchase price per month.  You will also need up to 8% for closing costs, as well as miscellaneous costs.  Your realtor should be able to fill you in with these details.

When you are busy calculating whether you can afford to buy your own home, you have probably wondered what would happen if you were unable to make a payment one month.  This is a serious consideration and you need to find out what your options are, way beforehand.  One of them is loan modification.  This needs to be done with the help of an expert, and obviously you need to be sure that only a major crisis, such as losing your job of long standing would require you to take this measure.

For loan modification programs in mn

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More Income Tax Vs Freedom Articles

What’s Your Constitution IQ? Take The 10-Question Fascinating Facts Interactive Quiz To Find Out

Chicago, IL (PRWEB) September 12, 2006

Quick….what is the maximum number of years a United States president can serve? What part of the constitution is the Bill of Rights?

Right now, ConstitutionFacts.com is challenging Americans to test their Constitution IQ at http://www.constitutionfacts.com. Between now and Constitution Day on September 17th ConstituionFacts.com is asking people to take the ten question Fascinating Facts Quiz, then pass the quiz on to ten friends, asking them to pass it on to ten friends in turn. The goal is to raise constitutional awareness using a fun and interactive tool.

“The Constitution serves as the fabric of our society, and today, more than ever, is the right time for all Americans to examine and understand it,” says Keir Walton, founder of ConstitutionFacts.com. “With Constitution Day quickly approaching we want to make sure that everyone in America knows ten basic things about their constitution.”

With civics class a distant memory for most and the constitution reduced to a mere political football, many Americans have tuned the document out. And that’s too bad, because without a thorough working knowledge of the document it’s impossible to participate in the democracy as a fully informed American citizen.

“By leveraging the power of email people can challenge friends and family with the Fascinating Facts Quiz to test their knowledge and see how they scored against others.” The quiz has all the right elements — it’s fast, fun, educational, easy to use and best of all helps you learn more about the greatest legal document ever created,” Walton said.

About Constitution Facts

At Constitution Facts we make it fun and easy to learn about the Constitution, the Bill of Rights and the Declaration of Independence. Constitution Facts began with a simple idea — to publish an informative pocket size guide to the U.S. Constitution. Soon people across the country, from U.S. Supreme Court Justices to students and teachers, caught the craze for The U.S. Constitution & Fascinating Facts About It. Today, more than one million copies have been sold in both English and Spanish language editions — and millions more are educated each year by visiting ConstitutionFacts.com — a companion website to the book and central resource for educators and students worldwide.

For more information visit http://www.constitutionfacts.com.

Contact:

Keir Walton

630.922.1627

# # #



Building vs. Renting: What’s Best for My Business?

Many businesses grapple with the decision of whether to find several Minneapolis general contractors and build a space, or to simply rent an office. The decision will largely depend on the stability of the specific business, the current and future needs and the business’ financial state.

Primary Advantages for Building Commercial Space

Having the stability of ownership is a major benefit for companies looking to buy commercial real estate. You can partner with a reliable Minneapolis general contracting firm to build the office of your dreams and have it for years to come. Additionally, there are no lease terms, meaning you won’t have to renegotiate or pick up and possibly move every few years as a renter would. You can establish yourself in the business community and make a name for yourself.

Financial Benefits to Building

One of the most obvious benefits to buying office space is the fact that the building is an investment. Partnering with the right commercial construction company that can build a beautiful and functional space can pay off in the long run. Depending on market conditions, you may also be able to make a return on your investment when it’s time to sell. Additionally, if you need to move on but don’t want to sell your property, you can rent it out to another company and draw additional income.

The government gives buyers tax breaks for interest, depreciation and property tax deductions, which is another added benefit to buying instead of renting commercial real estate. Additionally, sometimes there are added tax credits for first-time buyers.

Like other areas around the country, the Minneapolis commercial construction sector has plenty to offer businesses looking to increase their property portfolio options. Investing in commercial real estate is a great way to diversify your portfolio.

Disadvantages to Building a Commercial Property

The closing costs for buying commercial real estate can be sky high, and for a business not financially stable that can be a big problem. Similarly, for a business not fully prepared to buy, property taxes can prove burdensome. It is important to ensure that your company is fully capable of handling all of the costs associated with buying.

Financial Benefits to Renting

Although you aren’t building equity in your leased space, there is also some financial benefit to renting. If something goes wrong in your building, you won’t have to foot the bill for calling a general contracting company to come out and make repairs, which could be costly.

Additionally, you won’t have to pay property taxes or city assessments, which can be a financial burden to companies that aren’t fully established. Perhaps one of the most evident benefits to renting is that your company isn’t subject to the whims of the financial and housing markets. A market crash can send your property values plummeting, and as a renter, you won’t have to worry about losing an investment.

Additional Benefits for Renters

With so many options available in commercial construction, it can be difficult for a business to definitively settle on a particular location. Another advantage to renting is the freedom that it allows. If after several years at one property, your business decides to move, it is much easier to do so as a renter.

Disadvantages to Renting

While renting does have some benefits, one major drawback is the lack of control you’ll have over your property. You are only assured of the space for the term of your lease, and, even if you re-sign your lease, your rate could go up significantly.

Startup costs to renting can sometimes be equally expensive. Deposits typically include first and last month’s rent, paid up front and your landlord has the right to increase rent at any time, so there is not much control in that area of finances either.

For those grappling with this decision, it will largely depend on factors like how current stability of the business, it’s needs and desires, as well as it’s financial capabilities. Ultimately, these factors will determine the outcome of whether or not finding some Minneapolis general contractors is the right choice for you.

For more information regarding Minneapolis general contractors, please visit Morcon.com

Article from articlesbase.com

Whats an article/debate topic about the Rousseau vs Montesquieu controversy?

I need to find an article or modern debate about Rousseau’s views on politics vs Montesquieu’s views. The whole communism/equality vs freedom/inequality thing.